Cover built for you.
Specialist minibus taxi, bus and e-hailing insurance in South Africa. CTU is the only underwriting manager with more than 30 years in the taxi and bus industries — paired with budget-friendly premiums and excesses.
Zimele Taxi Insurance
Comprehensive vehicle insurance cover for Zimele mini-bus taxis.
Coverage included
Excess applicable
| Own damage | R5 000 |
| Windscreen | R1 000 |
| Theft / Hijack | R5 000 |
| Under age of 23 | R2 000 |
| Driver's license (under 2 years) | R2 000 |
| Third Party Claims | R2 000 |
| No tracking unit / non-functional (Additional) | R10 000 |
| No / invalid PrDP (Additional) | R5 000 |
| Trailer | R2 500 |
Matla Taxi Insurance
Comprehensive vehicle insurance cover for Matla mini-bus taxis.
Coverage included
Excess applicable
| Own damage | R7 500 |
| Windscreen | R1 000 |
| Theft / Hijack | R7 500 |
| Under age of 23 | R2 000 |
| Driver's license (under 2 years) | R2 000 |
| Third Party Claims | R2 000 |
| No tracking unit / non-functional (Additional) | R10 000 |
| No / invalid PrDP (Additional) | R5 000 |
| Trailer | R2 500 |
SuperSaver Taxi Insurance
Cost-effective vehicle insurance cover for SuperSaver mini-bus taxis.
Coverage included
Excess applicable
| Own damage | R15 000 |
| Windscreen | R1 000 |
| Theft / Hijack | R15 000 |
| Under age of 23 | R2 000 |
| Driver's license (under 2 years) | R2 000 |
| Third Party Claims | R2 000 |
| No tracking unit / non-functional | R10 000 |
| No / invalid PrDP (Additional) | R5 000 |
| Trailer | R2 500 |
Bus Insurance Solutions
Specialized insurance coverage for bus operators.
Coverage included
Excess applicable
| Own damage - 5% of vehicle value minimum | R10 000 |
| Theft / Hijacking - 5% of vehicle value minimum | R10 000 |
| Glass Only - 10% of claim amount with a minimum of | R2 000 |
| Accidents between 11pm & 4am - additional 2.5% of the vehicle value - minimum | R10 000 |
| More than two claims in 24 months - additional | R2 000 |
| Third Party Claims | R2 000 |
E-Hailing Insurance
Specialized insurance solutions for e-hailing services, including Uber and Bolt drivers.
Coverage included
Excess applicable
| Own damage | R12 500 |
| Windscreen | R1 000 |
| Theft / Hijack | R12 500 |
| Under age of 23 | R2 000 |
| Driver's license (under 2 years) | R2 000 |
| Third Party Claims | R7 500 |
| No tracking unit / non-functional | R10 000 |
| No / Invalid PrDP | R5 000 |
| Trailer | R2 500 |
Shuttle, Scholar & Tourism Transport Insurance
Comprehensive coverage for shuttle services, scholar transport, and tourism vehicles.
Coverage included
Excess applicable
| Own damage | R5 000 |
| Windscreen | R1 000 |
| Theft / Hijack | R5 000 |
| Under age of 23 | R2 000 |
| Driver's license (under 2 years) | R2 000 |
| Third Party Claims | R2 000 |
| No tracking unit / non-functional (Additional) | R10 000 |
| No / invalid PrDP (Additional) | R5 000 |
| Trailer | R2 500 |
Total Loss Cover
CTU’s Total Loss Cover provides targeted vehicle insurance, specifically designed to secure your vehicle in the unfortunate events of a total loss, theft, or hijacking — without the need for comprehensive cover.
Total Loss Cover only covers:
- Accident Write-off
- Theft / Hijacking
- 3rd Party Liability up to R500,000
This product is limited to:
- Toyota Quantum
- Toyota Hiace
- Nissan
- Vehicles that are paid up
- Vehicles that are 4 years and older
This product does NOT cover:
- Fire
- Hail
- Earthquake
- Wind
- Water Storm
- Flood
- Lightning
- Malicious Damage
Accident Loss Assist
With our Accident Loss Assist service, we can help you — the taxi owner who doesn’t have insurance — recover damage or loss caused by an accident where you are the innocent party.
We offer legal assistance to help recover as much as possible from the legally liable party. All negotiations and legal costs are handled on a “No Success, No Fee” basis.
What will this cost you?
70% of our successful recovery will be paid directly to your account. The remaining 30% covers any legal and administrative costs incurred by CTU.
If recovery is not possible, you’ll receive a full legal explanation detailing the reasons and principles behind the outcome.
*This is a non-insurance service.